Completing tax forms is dull and regarded as a necessary evil by most folks. For this reason, we tend to procrastinate until the very last minute. As much as possible, you want to budget time to complete your tax returns so you can submit them on time. April is the dreaded month for most of us, and we usually turn to tax filing services or tools like Turbotax to get our returns completed promptly. Despite this, there can be a number of cases when it makes sense to utilize tax service as well as software such as Turbotax outside the regular season for filing taxes. Some of the common reasons for this are reviewed below.
In all cases, your tax payment is due in mid-April, and you’ll have to send that in at the very least. But did you know that you can actually file an extension to submit your tax forms? . This means you could get an automatic 6 month extension and have up until October to complete your tax returns. In order to get an extension, you must complete an IRS form for Automatic Extension on the time to file your returns. Most software programs such as Turbotax will include the ability to file this form.
Lastly, you may find yourself using Turbotax to file amendments to previous tax returns. Amendments are a great way to correct mistakes that you may have made. Other times, you just might realize you forgot to include something like an additional deduction you overlooked. And of course, there are times when you will receive corrected W-2 statements or receive 1099s late. Whatever the case may be, amendments are made all the time to tax returns. In most cases, you can submit amendments up to 2 or 3 years after the original tax return was filed. If you have not used a tax service in the past, you may want them to review older returns to see if you overlooked any deductions. Amending returns can also be done using a Turbotax free edition, and is pretty easy to accomplish. At this time, it is not possible to e-file amendments. Therefore, you will need to print and mail them using regular mail. If you have a refund coming, you will usually receive it in about two or three months
We are all rather busy these days, and eating well can often be a problem. But one of the benefits of living in the modern era is that there are many quick, convenient ways to get a fast meal that is still full of nutrients, vitamins and minerals that your body needs. Here are some of my favorite meals that are easy to make but still quite healthy.
1. Fish and Veggies over Rice
I like to buy frozen salmon and then pan-fry it along with some frozen veggies. This ends up being a rather economical meal, and can cost around $4 or less. Add your favorite sauce (I like using teriyaki sauce) and you have a nice, healthful meal that can be quite tasty as well.
2. Pasta with Spinach
Both Ragu and Prego make great pasta sauces. Preparing the pasta itself is quite simple, and simply add spinach to the sauce. Again, I like to use frozen spinach since it lasts a long time in the refridgerator and is affordable. If you have gluten sensitivity, there are now tons of gluten-free pasta you can purchase.
3. Garden Burgers
On the whole, avoiding red meat is a good idea if you want to eat healthy. I like purchasing the veggie burgers from Morningstar, which are quite tasty. Grill them as you would a traditional burger. Once again, gluten-free buns are available if you are part of the ever growing population that can’t tolerate wheat.
In addition to eating healthy, taking vitamins daily is a routine you should definitely adopt. Why should you do this? Quite simply, it’s to cover your bases in my opinion. Unless you are a nutritionist, you are bound to miss a couple important vitamins or minerals each day, no matter how well you plan your meals. Taking a good multivitamin is one way to ensure this does not happen.
Regular blood work is also important to keep track of any deficiencies you may have. Recently, by having my blood drawn, I discovered I had a Vitamin D deficiency. I was quickly able to address this issue by purchasing a Vitamin D supplement from Pure Formulas, which is my favorite online vitamin store.
So as you can see, being healthy requires a multifaceted approach. Cooking healthful meals is iir course a very important step, but sensible supplementation is also something you should definitely look into. I recommend visiting health sites like WebMD to read more about supplementation, as it can be quite a large topic to wrap your head around.
How much do contact lenses cost? This is not always an easy question to answer, since it depends on a number of factors, such as the type of contacts you wear, and whether or not you have any special conditions that need to be addressed, such as astigmatism. Below are ballpark estimates of what you should expect to pay for contact lenses.
Regular soft contacts Most soft lenses these days are disposable, and need to be replaced every 2 weeks. A box of regular lenses costs around $25 a box, and since they contain 6 lenses, they will last you about 6 weeks. On average, you should therefore expect to pay around $225 a month if you use these kinds of lenses.
Extended Wear Lenses While more expensive than regular soft contacts, the extended wear lenses can usually be worn for a month. Prices are around $50 – $60 a box, and each box should last you 3 months. You should plan on annual costs to be around $240.
Daily Disposables These are by far the most expensive types of lenses. They are the most comfortable and are thrown out every day. A box of 30 lenses costs around $20, and you need two boxes a month. Annual costs will therefore be around $480.
For all lenses, you get a better deal if you buy more boxes at once. Although it requires more upfront money, you will save money by doing this, so I highly encourage purchasing a year’s supply of contacts when you order. Also remember to use contact lens coupons when you purchase your lenses from an online store.
The Internet can be a very powerful tool for doing more research on contact lenses and learning ways to save money by placing your orders from online contact lens stores. I encourage you to do more research and visit contact lens websites such as http://visualdiscount.com/.
It’s nice to have customized artwork in your home. It gives your residence a uniqueness that you won’t have if you just put up a bunch of pictures and posters that can be found elsewhere. And one of the best ways to get customized artwork is to order canvas prints based on your own digital photos. Smaller canvas prints can be portraits of your loved ones, while larger ones might be appropriate for photos you took of scenic landscapes.
I can’t emphasize enough that it is crucial to have a very high-quality digital photo of whatever image you want to turn into a canvas print. You can never have too much resolution, so I recommend using cameras with at least 12 megapixels. Also, don’t skimp on your digital camera, and try to buy the best camera you can currently afford. Some good brands to consider include Canon, Nikon, and Samsung. When taking photos for your canvas prints, avoid using your cellphone. It’s much more preferable to use a real digital camera. You will be thankful you did when you receive your canvas print and notice how sharp and clear the image is.
The next crucial thing is to pick a printing service that is reputable. I personally like Canvas People, which I have used on a number of occasions. They do good quality work at reasonable costs, and you can get a great price by using a discount coupon for Canvas People. You can currently get 20% off and free shipping by taking advantage of online coupons.
One last note; I think it’s always a good idea to get the largest canvas print you can for your image, especially if you plan to hang them up on a wall. By nature, canvas prints aren’t that big, and I have found that I generally wish I ordered a larger size after I receive my product. So think big, and better yet, measure the dimensions on a large poster and put it up on a wall so you get a good idea of whether or not the size you’re ordering will work for your home.
One of the best ways to save money on purchases is by buying used goods online. Many people are reluctant to buy used; At the end of the day, if you can have something that’s shiny new, why would you buy used? But once you realize just how much you can save, you might change your mind about this.
The fact is, we already buy many things used, like cars or houses. What’s the difference if you buy, say, a book or video game second-hand? Here are some great things that I buy used all the time:
On the other hand, there are certain things I refuse to buy used since they feel too personal. Such things include:
However, if you do decide you want items like this used, one great site to go to is Craigslist.org.
It’s up to you what to buy used, and what not to. But believe me – it ‘s a terrific way to save hundreds of dollars a year.
When you hear the word, Volcano, you probably don’t think of ecigs. But as it turns out, one of the best ecig companies, located in Hawaii, is called Volcano Ecigs. I really like this company because they offer 3 types of great batteries. The smallest one, the magma, is a slim battery that has 510 threading, making it compatible with a great number of cartridges and cartomizers. If you need something with more battery life, you also have the option to purchase the Inferno or Lavatube batteries, which are a lot larger. The Lavatube, in fact, is a full-blown mod that allows you to adjust things like the battery’s wattage and voltage.
Unless you already own a bunch of accessories that are 510 threaded, the best option is to purchase a starter kit from Volcano. These kits aren’t the cheapest ones out there, but they do give you a lot of cool stuff, like a portable battery charger. You also receive 2 batteries with the Magma and Inferno kits. Overall, I think these kits, though expensive, are worth the money since they offer you a lot of accessories which you won’t need to buy separately later. Read more about these kits at E-Cigbargains.com.
One way you can bring down the amount you pay for kits is by taking advantage of online coupons. There are lots of coupon codes and other promotions you can find online for many different ecigarette brands. To obtain the most recent coupons for Volcano, go to e-cigbargains.com.
It wasn’t long ago that some people viewed online dating as being something for desperate folk who couldn’t get a date using traditional means. This is no longer true, as online dating has grown increasingly mainstream, especially in the last few years. Statistics show that a good portion of relationships today actually start on the Internet.
I’ve seen some definitely signs in the last few years that prove how mainstream online dating is.
Lots of commercials
It’s safe to say that when you see a commercial on TV, it is proof that a mainstream audience is being targeted. These days, I regularly see commercials for eHarmony, Match.com, and quite a few other dating sites.
Niche websites targeting conservative markets A lot of niche dating sites for conservative people are gaining steam. Two examples are Our Time, which targets people over 50, and Christian Mingle, which is meant for a Christian audience. Both sites have gained a lot of prominence in recent years.
Almost everyone seems to know at least one couple who met online Finally, we’ve come to a stage where virtually everyone has a friend or family member who first met each other online. What’s more, some of these relationships seem quite solid, with quite a few of them leading to marriage.
So if you decide to give online dating a try, which websites should you consider? Here is my shortlist:
Pick this site if you are seeking marriage or a long-term relationship. You can get a eHarmony free trial by going to this link.
If you are Christian, and religion is the most important thing in your life, this Christian dating web site is probably the best one out there.
People over 50 may find that using OurTime gets them the better results than using traditional dating sites.
Personal development is about taking action to improve yourself as a person. It will help you attain many personal goals while gaining knowledge to increase spiritual growth. You are sure to find lots of great ways to work on growing through personal development in the following article. Remember, begin you personal development journey slowly, and, before long, you will begin to understand more about yourself.
Stress can greatly interfere with your mood. When our minds are busy dealing with stress, we are causing damage to our entire body, both mentally and physically. In order to achieve our goals, we must learn to calm our minds and rid our lives of unnecessary stress. Allow yourself a set time during each day that you can relax and empty your mind. This mental break each day will improve your peace and clarity of mind, and help improve your self-image.
Take every available opportunity to improve yourself. Do not be intimidated by decisions, even when you do not have as much information as you would like. When you make good decisions, it builds up your self esteem and your instincts. Even mistakes are valuable as they are instructive learning decisions. A wrong choice only ensures that your next choice will be better.
Determine what kinds of things are getting in the way of you being successful. Figuring this out is daunting for most people. However, identifying what our weaknesses are is one of the first things you have do in order to address and change it. If you can successfully remove a few obstacles, you might just see a clearer path to your future.
Try to make the most of your time at work and get more done. One thing that you should do is to take frequent breaks from your tasks. If you designate a time to relax, then you will be more willing to buckle down and focus during work periods.
Weight loss should not be the only reason to exercise. The physical reasons for exercising are numerous. Exercise stimulates the production of substances in your body that help calm you. For more info about this, check out this article at HowStuffWorks.com
Write yourself a pep talk. Keep a list of your good qualities in your wallet. Keep it with you at all times, and refer to it when necessary. For even more powerful results, record a video of yourself reading your list and watch it frequently. What’s the point?
Instead of bragging about achievements, you should ask others about theirs. You can learn a lot about others from this, and have an opportunity to learn about things other people have done that warrant respect and admiration.
You must take care of yourself if you expect to do a good job caring for others. Regardless of where you are on your path, whether you are thriving or failing, take the time to rest and restore yourself.
Do you drink a lot? Think about your other harmful habits, like smoking cigarettes. The human body is sacred and it is important that you treat yours right. Eliminating bad habits is important if you wish to improve your life. Look at your life, and decide if you have any bad habits that you need to work on getting rid of. For more advice on breaking bad habits, I recommend this article by WebMd.
If you are anxious around large groups or new people, work toward overcoming this by simply going with someone you trust to the movie theater. You will be thrust into a busy setting and out of your comfort zone, but you will not have to excessively socialize with others. It also helps you feel comfortable around crowds.
Taking a few risks can help you feel happier. Most people don’t want to risk feelings of rejection or failure, so they never travel from their comfort zone, eventually causing dissatisfaction. Taking some chances is a key component of happiness. It demonstrates courage and a lust for life.
If you like to talk a lot, you might have heard that you need to zip those lips and listen more. This especially holds true for developing yourself. When you are talking to yourself, be sure to listen carefully. Hearing your own thoughts and feelings when you express them will lead to a better understanding of what you need to improve your life.
It is important to treat your body well and listen to its signals. If your body is telling you that you are hungry, thirsty, etc., then you should work to correct that problem immediately. Once you do this, your body will be better able to aid you for the long term. Failing to heed your body’s warnings can set you up for disappointment later on.
Any type of personal development requires that you judge your progress. You can use the advice given here to help you figure out what it is you need to change, and how to track those changes. Writing in your personal journal can help you keep track of what new behaviors you’re implementing and what changes you notice in yourself as a result.
Like many video games these days, you can play Diablo III for free, at least to a certain point in the game. I downloaded this popular game from Blizzard the other day to check it out. Here is my review.
First things first, Diablo feels very much like its predecessors, Diablo and Diablo II, perhaps too much so. It really does not feel like you are playing a game from the current era, but rather from 10 years ago. In some ways it’s nostalgic, but on the other hand, it’s as if the last decade of video game development never happened. Yes, the game has better graphics and is more expansive, but beyond that, it really does not seem to be offering anything new.
My second gripe is that the game is not in 3-D but rather a 2-D game. This again harkens back to what Diablo, the original game, offered us. Back then, the game was still compelling and among the best gaming experiences you can have. However, this is no longer the case, and the 2-D environment quite simply just feels stifling. I can’t help but think that there must have been some way to do this game in 3-D while still retaining the look and feel of the Diablo universe.
All in all, from a premier video game developer such as Blizzard, this game was a letdown. My advice? Don’t buy this game, but rather, rent it out on sites such as Gamefly. As I mentioned earlier on this blog, you can try Gamefly for free, so there is no reason to spend your hard earned money on this game.
For other great bargains, discounts, free trials, or promotional offers, go to couponleaf.com or any of the many other coupon sites on the internet.
If you are short on cash, there are several ways to go about raising cash relatively quickly. Here are some of my favorite methods:
1. Sell belongings
These days, you can sell just about anything you have relatively quickly using the Internet. Some examples may include CDs, games, and even clothes, which you can sell on Ebay or any number of similar sites. If you are selling something bigger, like furniture, then Craigslist is another great place to post your items, make a sale, and raise cash quickly.
2. Auto Title Loans
If you have a car that is relatively valuable (worth more than $10,000), you can frequently qualify for something called an auto title loans. These loans allow you to get cash quickly, often to the tune of thousands of dollars. The catch, however, is that if you are not able to repay your loan, your will have to give up your car. Car title loans make sense if you are in a temporarily bad situation but feel confident you will be able to repay the loan in short order. If that is not the case, a better option might be to sell your car and buy a cheaper vehicle.
3. Payday Loans
These loans have extremely high interest rates, so you should only get them if you are really desperate for cash. Some people make a habit of getting Payday loans, but I would caution against that. Only get these kinds of loans when times are especially bad and you see no other option.